Chris has over 25 years experience in financial services and over this period has established and maintains long term relationships, taking clients through their lifetime financial planning process. Chris advises on retirement and investment solutions for corporate and individual clients.
Chris has particular expertise in working with key individuals in small and medium sized businesses and advising them on both their corporate benefit structure and their individual needs, utilising the latest technology to bring their planning to life.
Chris is married with 2 children and when not supporting his children in their various activities plays golf and captains his local tennis team, as well as having recently branched out to more extreme pastimes including mud runs, half marathons and triathlons!
Taking a special interest in cash flow forecasting, Howard has forged and maintains very close relationships with his clients, taking them through the process of planning their lifestyles they way they want them. This includes investment and business planning around personal and business goals and succession planning.
Howard formed Camargue House after successfully establishing Spargo Wealth Management where he ran an independent financial planning practice This was set up on a fee only basis, well ahead of the majority of the industry.
Prior to this Howard began his career in financial services with St. James’s Place, graduating from their elite and well respected academy. He went on to forge a successful client base, helping affluent clients to build and implement diversified investment portfolios and plan their future financial lives.